Author: Kimberly Ann
•Thursday, August 27, 2009

Oh, and the time has come! drum roll please.........

I am very excited to post what we have paid for so far this year! It has been a busy year full of ups and downs in the financial department. Some things have worked out as planned and others have not. However, we are putting our best foot forward and we are happy to say that we have done pretty darn well this year!



So here it goes:

Truck paid off $16,000
Farm payment paid $9200
Disney Trip paid $2,000
Kim school $800
New tires and rotors van $500

So far money saved and items paid off total $28,500

We really wanted to pay off our credit card and start chipping away at our van payment however that did not work out quite as well as we had hoped. The next few months are filled with "extras" for us including $500 farm insurance, $300 worth of birthdays, $800 Christmas, $250 Horse vaccinations, $550 farm and truck taxes and the list continues. Because of the extras that always happen around this time of the year we will not be paying as much towards our debt as we would like, however will be putting as much as we can down.

With 2010 lurking around the corner we know that we will have a fresh start and the opportunity to pay off tentatively "$15,000 - $20,000" more in debt. We would like to tackle the van and the credit card to pay them off completely leaving us only my school loans from my bachelors degree and our annual farm payment. We are THRILLED with the progress so far and cannot wait for our future plans and updates which will happen over the next few months!
Author: Kimberly Ann
•Wednesday, August 26, 2009
There will be no posting of deals and coupons today....


this man right here



do you see him?? NO...?? Ok what about now do you see him now??



Still nothing ok how about this one???


Ok yes him, tall, tan, muscular,handsome and the one that brings the bacon home.... literally

mmmhmmm..... that is my man.... my life and my love....




and he is home today... after almost 4 months... he has come home safe and sound.....
Author: Kimberly Ann
•Tuesday, August 25, 2009
The Publix ad this week is not too shabby! I will be stocking up on a few items this week which come just in time for our BBQ party we are having in 2 weeks!

Here are a few items that I do plan on purchasing at Publix this week:

12 Aunt Jemima Frozen Product (french toast/pancakes)
-12 $1/1

10 Ritz crackers
-10$1/1

10 Wheat Thins crackers
-10 B1Ritz G1Wheat Thins Free

20 A-1 sauces
-20 $2/1

$20 worth of beef
-20 B1 A-1 G $1 off beef

I also have a $10 off $50 Winn Dixie coupon to use this week!

I should have a total of around $16 - $17 after purchasing the coupons needed and buying the items above! Check out hotcouponworld.com for the sneak peek and check out Ebay for great coupons!
Author: Kimberly Ann
•Sunday, August 23, 2009
I stuck pretty closely to my "tenative publix trip list" that was posted this week. I did increase the number of GM cereals purchased and decreased the number of Motts applesauce and Ragu pasta sauces I bought. I also miss out on a few coupons though and I was a little bummed about it! Apparently, our local Publix no longer accepts Food Lion or Harvey coupons because they are not a local competitors. Because of this I lost out on 3 $1/1 Motts Applesauce and 1 $3/2 Ragu pasta sauce coupons. Overall the trip was still really good and I still have a major love affair with Publix!


4 Yoplait Yo Plus Yogurt $5.00
4 Uncle Bens Rice $2.24
4 Coles Breadsticks $5.58
2 Multi Grain Cherrios $4.99
2 Lucky Charms $4.99
1 Cookie Crisp $2.50
1 Reeses Cereal $2.49
3 Motts 6pk $5.00
2 Ragu Spagetti Sauce $2.58
2 Milk $4.50
1 Dozen eggs $.99

-4 $1/1 Yoplait Yo-plus printable
-2 $1/2 Uncle Ben rice printable
-4 $.50/1 Coles printable (doubled to $1 each)
-6 $1/1 GM cereal Target printable
-3 $1/2 Gm cereal printable
-1 $1/1 Motts applesauce printable
-2 $.50/1 Motts applesauce printable (doubled to $1 each)
-1 $5/$25 purchase Rite Aid printable

Total Before Coupons and Sales $75.21
Total After Coupons and Sales $14.93

If I would have been able to use my coupons my new total would have been a little over $11.00. I am still thinkin' this is a pretty sweet deal and I am thrilled I could print all of the coupons from home and not spend any money buying them from Ebay!!!


And if this deal isn't sweet enough for you then there is always this......



gets me everytime!





Don't forget to check out Southern Savers for the locations of these awesome coupons!!!

Author: Kimberly Ann
•Friday, August 21, 2009
Yesterday, I was doing my typical surfing of the web for deals and came across a deal at one of the many sites I follow. I am currently running low on wipes and diapers and I am in desperate need to stock up! I was thrilled to run across this deal and I ran out to try to grab some of my own!

In my current area of southern Alabama Huggies wipes are $3.29. There is a coupon in the $50 Back to School savings booklet (located at the front of the store) for $2.00 off 1 64ct or larger pack of wipes. On the coupon it does say limit one per customer however when you give the cashier your coupon it automatically takes off $2.00 per box of wipes you buy. Also, Walgreen does take 1 store coupon and 1 manufacturer coupon per item and is running a current special! Spend $25 or more before coupons and get $5 off your next purchase! Here is what my transactions will look like!

Transaction #1
8 Huggies $26.32
-8 $2/1 Walgreens Coupons
-8 $.50/1 Huggies coupons

Total $7.50
Get Back $5.00

Transaction #2
10 Huggies $32.90
-10 $2/1 Walgreen Coupon
-10 $.50/1 Huggies coupon
-$5.00 from last transaction

Total $3.00

18 packs of wipes for $11.00 is great!
About $.61 a box!!

The spend $25 get $5 back is only good through this Saturday however the Huggies deal is good until 8/29!

Happy Savvy Shopping!
Author: Kimberly Ann
•Wednesday, August 19, 2009



4 General Mills cereals (BOGO at $4.99)
- 4 $1 target printable coupons
-4 $.55/1 manufacturer coupons

4 Uncle Bens Rice (BOGO $2.99)
- 2 $1/1 manufacturer printable on website

1 Cheez-It (BOGO $3.99 so $2.00 each)
- 1 $.75/1 printable

4 Yo Plus yogurt 4pk. 2/$5
-4 $1/1 printable

4 Coles Garlic Bread (BOGO $2.79)
-4 $1/1 printable

4 Motts Applesauce (BOGO $3.66)
- 4 $1/1 Food Lion printable
-4 $1/1 manufacturer coupon printable (makes free plus overage!)

3 Ragu Spaghetti Sauce
- 1 $3/2 printable

- 1 $5/$25 Rite Aid Coupon


Rough Total $10 w/tax....

I will probably also pick up a few staple items there including Eggs and milk which are not included on this total.

To access the printable coupons I mentioned please visit Southern Savers, Hot Coupon World or Saving for Eight. All the websites are located on the right side of my blog.

Thanks!
Author: Kimberly Ann
•Monday, August 17, 2009
Is it possible that school is already back in down here?? In fact it started a week ago today and I am simply really far behind in posting... about anything....



My oldest made his way out the door last Monday and was not too happy about the return of school. After a few grumpy mornings we have made it back into our normal school routine...


However the homework is always a struggle. Why can't I have a child that says, "yes mother I will do my homework and chores immediately upon my arrival home and I will not give you one single eye roll, look of disgust or snide remark." Oh wait I know why.... because this is my child we are talking about.


and yes mother I know, payback is hell! I wasn't so bad though.... and you know you loved every moment of it!



On a seperate note here is my shop for Publix this week. My total was a little over $11. I am not going to post my transaction list since the sale for this week ends tommorrow and you won't have time to gather the appropriate coupons. I will however be posting my shopping lists for the up coming week on Tuesdays with any last minute tweaking on Wednesday mornings. This way everyone has plenty of time to gather their coupons before the sales end and post their great deals!!!

HAPPY SAVVY SHOPPING!
(oh and my infatuation with Lifehouse has increased tremendously in the last 24 hours, if you couldn't tell by my new playlist :)
Author: Kimberly Ann
•Thursday, August 13, 2009
So here it is a week after my last post and my blogging juices are failing me today and for the last week for that matter. My grocery deals have been not fun because every place I shop I have had to acquire rain checks for most the items on my list. It is a big fat bummer when I a arrive at a store happy to start my shopping trip only to find out that the store is missing items that are vital to my transaction coming out exactly as I had written it out on my very specific pad of grocery list paper! (wow, run on sentence, I know). Not to mention I am trying VERY, VERY hard to get this body back into some type of shape, I have been working out 5-6 days a week, my oldest is back in school, my husband is due home very soon after being gone for almost 4 months and I am starting Pre-Calculus next week...... so all I have to say for now is UGHHHH.....

However on a happier note as soon as my rechargeable batteries are done charging I will be posting pics of Zach's first day of school...


Thank you for letting me rant....

HAPPY SAVVY SHOPPING....
Author: Kimberly Ann
•Tuesday, August 04, 2009
2.) Gather, Organize and Create and on to Publix

After looking through the 15-20 B1G1 deals for the week, picking out which ones interest me and doing a quick search for possible coupon match ups I have spent about 30 minutes. I now wait and check back on Monday evening or Tuesday morning. By this time Hot Coupon World has placed the coupons that match up with each item. This includes manufacturer coupons and which week they were in the newspaper, printable coupons and their links and any competitor coupons that match up. It will look like this:

Kellogg’s Pop-Tarts, 8 ct, at $2.39
-.75/1 Pop-Tarts printable (Target)
-.55/1 Pop-Tarts printable (makes it .64¢ ea)
-$1/2 Pop-Tarts RP 8/02
(if you store accepts Target coupons stack with manf. makes it FREE)
Qualifies for Fuel for School Rebate

At this point I would start to gather my coupons, oorganize my shopping trip and create a list. My list usually contains anywhere from 2-15 items depending on the deals for the week however, I will only use 1 or 2 items in this example as a starting point.

Continuing with the Publix example, I found 20 $.55/1 pop tart coupons on Ebay for $3.50 w/shipping. I purchased them and then printed 20 $.75/1 Pop tart coupons from Target for free. Publix allows a customer to not only use 1 manufacturer coupon per product but also 1 competitor coupon per product at the same time.

My transaction at Publix looks like this:
20 Pop Tarts $23.39
-20 $.55/1 Pop Tart = $11
-20 $.75/1 Pop Tart =$15
= $2.61 left over

Left over means that my coupons exceed the cost of the product. I can buy something else and get it for free because my coupons total more than my final total.

In this case I added the items below to the transaction:

20 Pop Tarts $23.39
-20 $.55/1 Pop Tart = $11
-20 $.75/1 Pop Tart =$15
1 Gallon Milk $2.25
2 dozen eggs $1.39
3 Chips Ahoy individual packs $1.50
2 Jello $1.00
1 Degree Deodorant $2.00
- $.75/1 Deodorant
-$5/$25 purchase

Total $1.01 w/tax included
My total cost out of pocket for 20 boxes of pop tarts, 1 gallon of milk, 2 dozen eggs, 3 small packs Chips Ahoy, 1 deodorant and 2 boxes of jello including the cost of the coupons was $4.51 YOU CAN'T BEAT THAT!

Lets take a quick reflect on the $5/$25 coupon that I threw in there. As I said before some grocery stores accept competitor grocery store coupons. The $5/$25 coupon is a printable coupon that Rite Aid put on the internet to "lure" customers into buying items at their store. To counter their "luring" techniques Publix has decided to accept their coupon to help retain their customers. This works in my favor tremendously, particularly in the transaction that we are using as the example!

Last side note: I also was able to qualify for the Kellogg's Fuel For School Rebate, which is mentioned under the product and it's coupon match ups. I purchased more than 10 Kellogg products in 1 purchase and now qualify to receive a $10 rebate. Not only did I pay very little for A LOT of groceries but now I also get a $10 check back! How great is that!!

Whoo... a lotta information!! However, re-read both part 1 and 2 a few times and then look back over my previous shopping experiences that I have posted... the "example" that I used here was part 3 of my Publix shop last week and I really did get everything in the picture below for $6.51
(I did buy the donuts, hostess muffins and bread for $4.30 at the outlet store, but everything else was only $4.51)
Author: Kimberly Ann
•Tuesday, August 04, 2009
I know this was suppose to be done on Monday, but seriously let's not get started on my Monday.... lets all just smile and move along to Tuesday.... ok I am down with that to! :)



So whats the big deal about coupons?? I CANNOT say enough about them... they are great and save my family tons of money every month! Yes, it does involve 2-3 hours per week, organization, a grocery list, motivation and determination however, if you can handle these 4 requirements then you are good to go! Let's get started

1.) Learning your grocery stores coupon policy.

The first item on the list for you to learn is your stores coupon policy. Many times you can simply type in a google search for it and come back with many sites that may give you what you need. You may also request a copy for your stores website or customer service counter inside the store. I will use Publix as my example since it is the store that I use.

Publix
1. You do not have to buy 2 of the B1G1 items to get the sale price
2. If you do buy 2 items that are B1G1 make sure you use 2 coupons to get the best deal
3. Publix accepts competitors coupons (you can stack with a manufacturers coupon and a Publix coupon too)
4. You can use a store coupon and a manufacturer’s coupon on the same item
5. Most Publix locations double manufacturer coupons that are.50¢ or less

** #1 and #5 do not apply in FL and coastal GA**

2.) Time Commitment to find coupons (2-3 hours per week)

My favorite sites for finding printable and manufacture coupons are

Southern Savers
Thrifty Flordia Mama

The local stores I primarly shop at are Publix and CVS. I do shop at Walmart for some items that are not on sale, but are needed for the week.

How Do I Start My Week

I start out at Hot Coupon World Grocery Store Section under the Publix forum on Monday mornings. {Depending on where you live you might use a different local grocery store forum.} Hot Coupon World usually provides an early release for the Buy1 Get1 (B1G1) deals for the week. Publix "sales" week runs Wednesday - Tuesday and most stores follow this schedule however, I recommend checking with you local grocery store.

I take a peak at the B1G1's for the week and see if anything catches my eye. I will then go on over to Ebay and search for coupons that match up to items that we can use. One item that caught my eye this week was pop-tarts:

Example:
Pop Tarts B1G1 @ $2.39 at Publix
Ebay coupons: 20 $.55/1 Pop Tart 8ct. @$3.00
2 - 8ct. Pop Tarts = $2.39
-$1.10 coupons
= 1.29 or $.65 each

After paying $3.00 for coupons and buying 20 boxes of pop tarts my
cost per box would be $.80each per box

Much cheaper than buying them at Walmart or buying generic brands!

After looking through the 15-20 B1G1 deals for the week, picking out which ones interest me and doing a quick search for possible coupon match ups I have spent about 30 minutes. I now wait and check back on Monday evening or Tuesday morning. By this time Hot Coupon World has placed the coupons that match up with each item. This includes manufacturer coupons and which week they were in the newspaper, printable coupons and their links and any competitor coupons that match up. It will look like this:

Kellogg’s Pop-Tarts, 8 ct, at $2.39
-.75/1 Pop-Tarts printable (Target)
-.55/1 Pop-Tarts printable (makes it .64¢ ea)
-$1/2 Pop-Tarts RP 8/02
Qualifies for Fuel for School Rebate

Now lets all take a breath and re-read this a few times to make sure that we can all understand part 1. Please feel free to view the websites that I use and teach yourself as much as you can. I didn't attend any class or really go through a written tutorial to learn. It was basic trial and error and some time researching.


Stay tuned tomorrow for part 2 of Addicted to coupons where we will add "stacking coupons", $5/$20 purchases and making your coupons work for you at the store....

HAPPY SAVVY SHOPPING!
Author: Kimberly Ann
•Saturday, August 01, 2009
Had another little mishap today with grocery shopping. I was expecting 15 Betty Crocker fruit snack coupons to arrive today and they did not. I had originally planned to buy the fruit snacks and pop tarts all in the same transaction today, however the pop tart coupons expire tomorrow and I will not have my BC coupons until Monday. This required a small adjustment to be made and extra trip to Publix on Monday. Now instead of Part 1 and 2 there will now also be a 3. Good thing Publix is only 5 miles away from my house!

I stopped at Publix and the local bakery outlet store today and picked up these items.... and let me tell you folks... the deals I got today were fantastic!


Enjoy.. and Happy Savvy Shopping!

18 Kellogg's Pop tarts $21.51
2 Royal jello mixs $1.00
2 Dozen eggs $2.78
3 Chips Ahoy mini packs $1.50 (purchased due to overage from coupons)
1 Women's Degree Deodorant $2.00

-18 $.75/1 Pop Tart (Target coupon)
-18 $.55/1 Pop Tart coupons (Publix accepts 1 manufacturer and 1 competitor coupon per each item!)
-1 $.75/1 Mens or Womens Degree deodorant
-$5/$25 Rite Aid printable

Total Before Coupons and Sales : $51.55
Total After Coupons and Sales: $1.01
Total Savings: $50.56


Bakery Outlet:
1 Banana Muffins $1.25
1 Bread $1.01
2 Powder Donuts $1.98.

Total $5.25 for everything in the picture!

I also qualify for the Kellogg's fuel for school rebate from the pop tart purchase! I will receive a $10 gift check from Kellogg's in 4-6 weeks! This makes this purchase free plus an overage to me of $4.25!

On a quick side note: I have realized that I never really explained where I received all of these coupons and how I was able to make these deals work. I will be sharing this knowledge including where to find the coupons that match the current sales, where to get printable coupons, how to buy coupons and how to create a list and stick to it in a separate post on Monday which will begin my weekly "hunt" for coupons and deals for next week. (wow run on sentence there!)

I will tell you that I am not the brains behind this operation! There are so many WONDERFUL women who do a lot of the leg work and provide the information for free on the internet. Look for it on Monday!